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50 STATES AND DC, CONGRESS AND THE PRESIDENT

Epic Fail: Obamacare Enrollment Less than Half of What was Expected By Rick Moran

Enrollment in Obamacare insurance programs on the state exchanges is less than half of what was predicted by the Congressional Budget Office in 2013.

The CBO projected 24 million people would sign up on the exchanges in 2016. The actual number is 11.1 million. In addition to the lax enrollment numbers, it is estimated that 25% of all counties in America will have only one option for insurance on the exchanges next year.

Obamacare advocates continue to insist that the program is still viable even with reduced enrollment. But experts say they’re whistling past the graveyard.

Washington Post:

“Enrollment is key, first and foremost,” said Sara R. Collins, a vice president at the Commonwealth Fund, a nonpartisan foundation that funds health-care research. “They have to have this critical mass of people so that, by the law of averages, you’re going to get a mix of healthy and less healthy people.”

A big reason the CBO projections were so far off is that the agency overestimated how many people would lose insurance through their employers, which would force them into the exchanges. But there have been challenges getting the uninsured to sign up, too.

The law requires every American to get health coverage or pay a penalty, but the penalty hasn’t been high enough to persuade many Americans to buy into the health plans. Even those who qualify for subsidized premiums sometimes balk at the high deductibles on some plans.

And people who do outreach to the uninsured say the enrollment process itself has been more complex and confusing than Obama’s initial comparison to buying a plane ticket.

“This exchange will allow you to one-stop shop for a health-care plan, compare benefits and prices, and choose a plan that’s best for you and your family,” Obama said in a speech in 2009. “You will have your choice of a number of plans that offer a few different packages, but every plan would offer an affordable, basic package.”

In some markets, a shortfall in enrollment is testing insurers’ ability to balance the medical claims they pay out with income from premiums. In an announcement curtailing its involvement in the exchanges this month, Aetna cited financial losses traced to too many sick people signing up for care and not enough healthy ones.

The health-care law has been a political lightning rod from the beginning, and Republican legislators have used insurance companies’ withdrawals from the exchanges to reignite calls for the law’s repeal.

Kaiser tracks public data on insurer participation in the exchanges to project how many options counties will have, but the numbers are not final. This year, exchanges in about 7 percent of counties had just one insurer. Earlier this month, Aetna announced that it will pull out of 11 of the 15 states where it offers coverage on the health-care exchanges. Humana made a similar decision weeks earlier, planning to exit several states. And last spring, UnitedHealth Group said it would remain in three or fewer exchanges next year.

Professor argues university’s sports mascot too angry By Thomas Lifson

The University of Iowa’s team mascot, Herky the Hawkeye may be damagung some of the students there. Or so Professor Resmiye Oral seems to think. In a letter to the Athletic Department she voiced her concerns, as the Iowa City Press-Citizen reported:

“I believe incoming students should be met with welcoming, nurturing, calm, accepting and happy messages,” Resmiye Oral, a clinical professor of pediatrics at UI, wrote recently in an email to UI athletic department officials. “And our campus community is doing a great job in that regard when it comes to words. However, Herky’s angry, to say the least, faces conveying an invitation to aggressivity and even violence are not compatible with the verbal messages that we try to convey to and instill in our students and campus community.”

The email was included in a message Oral sent Tuesday morning to other members of the UI Faculty Senate, where she is one of the representatives from the UI Carver College of Medicine.

In a phone interview Tuesday, Oral said she has been concerned for some time with the lack of emotional variety displayed in the images of the university’s long-standing mascot — specifically the Fighting Herky, the “Old School” Flying Herky and the Tigerhawk logo developed by retired Hawkeye coach Hayden Fry.

These students at the 2016 orientation just held do not look terribly traumatized by the “angry, to say the least” Herky standing behind them:

In fairness, the good professor does not want to enforce a blissed out bird on the students:

Her intention, she said, is to bring diversity to how Herky feels, not to eliminate the ambitious, competitive, go-getter Herky.

But what about aggressive and angry?

Perhaps the professor, who received her medical degree in Turkey, is not fully attuned to the ritual combat Americans relish on the gridiron. After all, even a figure as benign as Methodist Bishop John Wesley has been immortalized by the Ohio Wesleyan University Battling Bishops.

Comey’s Corrupt and Shameful Conduct Revealed By Jonathan F. Keiler

James Comey’s rationale for not referring Hillary Clinton’s email crimes to the Justice Department rested almost entirely on a single, quite thin, legal and ethical plank, which was that she did not act intentionally when she sent and received classified emails over her home-brew server. Though his argument for deferring prosecution was mostly specious, it did contain at least a shred of credibility in that as Comey described the situation to the American public and Congress, Hillary had no motive to intentionally put American national security at risk. However, the recent evidentiary revelation (many would say confirmation) that Hillary established the server with the deliberate intent of shielding her illicit influence-peddling for her family “Foundation” while secretary of state shows that the issue of her motivation could not be seen by any “reasonable” prosecutor as exculpatory. Comey’s refusal to recommend prosecution, while knowing these facts at the time, proves he was not reasonable, and also that he is incompetent and culpable for not doing so.

At Comey’s July 5 briefing to the nation, he attempted to justify his actions. His first claim in this regard was that the FBI, having uncovered through laborious effort many work-related emails that Clinton did not turn over to State, “found no evidence that any of the work related emails were deleted in an effort to conceal them.” Then Comey noted that Hillary’s attorneys were deliberately overbroad in determining which emails were work-related and “relied on header information” and “search terms” rather than reading them, and that when they finished, the lawyers “cleaned their devices in such a way as to preclude complete forensic recovery.” Despite this, Comey then said he had “reasonable confidence there was no intentional misconduct in connection with that sorting effort.” Then, before launching into a description of all the ways Hillary and her minions were “extremely careless,” Comey said, “[W]e did not find clear evidence that Secretary Clinton or her colleagues intended to violate the laws governing the handling of classified information[.]”

Comey concluded his statement with several more references to intent, and the lack thereof. He famously said:

Although there is evidence of potential violations of the statutes regarding the handling of classified information, our judgment is that no reasonable prosecutor would bring such a case. Prosecutors necessarily weigh a number of factors before bringing charges. There are obvious considerations like the strength of the evidence, especially regarding intent.

Less famously but just as importantly:

[W]e cannot find a case that would support bringing criminal charges on these facts. All the cases prosecuted involved some combination of: clearly intentional and willful mishandling of classified information; or vast quantities of materials exposed in such a way as to support an inference of intentional misconduct; or indications of disloyalty to the United States; or efforts to obstruct justice. We do not see those things here.

The first of these to statements is a specious rationalization. The second is a bald-faced lie in support of that rationalization.

Look Who’s Getting That Bank Settlement Cash Tens of millions of dollars disguised as ‘consumer relief’ are going to liberal political groups By Andy Koenig

Imagine if the president of the United States forced America’s biggest banks to funnel hundreds of millions—and potentially billions—of dollars to the corporations and lobbyists who supported his agenda, all while calling it “Main Street Relief.” The public outcry would rightly be deafening. Yet the Obama administration has used a similar strategy to enrich its political allies, advance leftist pet projects, and protect its legacy—and hardly anyone has noticed.

The administration’s multiyear campaign against the banking industry has quietly steered money to organizations and politicians who are working to ensure liberal policy and political victories at every level of government. The conduit for this funding is the Residential Mortgage-Backed Securities Working Group, a coalition of federal and state regulators and prosecutors created in 2012 to “identify, investigate, and prosecute instances of wrongdoing” in the residential mortgage-backed securities market. In conjunction with the Justice Department, the RMBS Working Group has reached multibillion-dollar settlements with essentially every major bank in America.

The most recent came in April when the Justice Department announced a $5.1 billion settlement with Goldman Sachs. In February Morgan Stanley agreed to a $3.2 billion settlement. Previous targets were Citigroup ($7 billion), J.P. Morgan Chase ($13 billion), and Bank of America, which in 2014 reached the largest civil settlement in American history at $16.65 billion. Smaller deals with other banks have also been announced.

Combined, the banks must divert well over $11 billion into “consumer relief,” which is supposed to benefit homeowners harmed during the Great Recession. Yet it is unknown how much, if any, of the banks’ settlement money will find its way to individual homeowners. Instead, a substantial portion is allocated to private, nonprofit organizations drawn from a federally approved list. Some groups on the list—Catholic Charities, for instance—are relatively nonpolitical. Others—La Raza, the National Urban League, the National Community Reinvestment Coalition and more—are anything but. CONTINUE AT SITE

Hillary and the Soros Agenda By Rachel Ehrenfeld

These days, George Soros’ connections are getting quite a bit more attention than they did in the 1990s. But by the end of Bill Clinton’s reign Soros had already obtained a very influential position with the Clintons, especially with Hillary.

In her excellent profile of Soros in The New Yorker, on January 23, 1995, Connie Bruck relates how Strobe Talbott, Bill Clinton’s friend, who served as Ambassador-at-Large and Special Adviser on the New Independent States to Secretary of State Warren Christopher, saw Soros. According to Talbott, Soros was “a national resource – indeed, a national treasure.” He described the billionaire as a sort of shadow arm of the State Department. “I would say that it [Soros’ foreign policy] is not identical to the foreign policy of the U.S. government, but it’s compatible with it, “he told The New Yorker. “It’s like working with a friendly, allied, independent entity, if not a government. We try to synchronize our approach to the former Communist countries with Germany, France, Great Britain, and with George Soros.”

When Soros opened his own D.C. office to be close to the action, one of his minions explained that it would serve as “his State Department.” Soros conceded, “Of course what I do could be called meddling because I want to promote an open society.” According to Soros, such an” Open society transcends national sovereignty.” He also proposed “modification of the concept of sovereignty” because “sovereignty is basically somewhat anachronistic.”

Soros wrote memos on every foreign policy and monetary issue imaginable, and these memos were read widely at the very highest echelons of the Clinton White House. Soros has also used the services of the Washington lobbying firm Raffaelli, Spees, Springer & Smith, where he was represented by Clinton hack Terry McAuliffe, who in 2005 became the Democratic National Committee Chairman, and in 2008 chaired Hillary’s presidential campaign (McAuliffe has been Governor of Virginia since 2014). Between his payments to McAuliffe and the hundreds of thousands of dollars he gave to various official Democratic PACs, Soros was clearly able to purchase himself quite a bit of clout in the Democratic Party, and gain the adoration/co-dependency of its members that continues to this day.

WHO DOES SHE THINK SHE IS….MARGARET SANGER? DANIEL FLYNN

The Standard Bearer of Bull Connor’s Party Calls Trump Racist

A Hillary Clinton campaign video featuring Confederate flags and goobers in white sheets ominously informs, “If Trump wins, they could be running the country.”

Mike Tyson didn’t bite Evander Holyfield’s ears because the knockout artist felt he was winning.

Such flouting of the Marquess of Queensberry rules of politics (a much rougher sport than boxing) coming in late summer rather than mid fall demonstrates either desperation, deviousness, or both. Though Clinton holds a lead — sometimes slight, sometimes sizable — in recent polls, she suffered through one of the worst weeks of her campaign.

The Associated Press proved that donating money to her “charity” served as the best way to secure a meeting with her as secretary of state. Eighty-five of the 154 people outside of government successful in gaining face time with the secretary did so after donating to the Clinton Foundation.

Rather than answer questions, Clinton attempted to change the subject by going below the belt. “Donald Trump has built his campaign on prejudice and paranoia,” Mrs. Clinton maintained Thursday in a Reno speech. “He’s taking hate groups mainstream and helping a radical fringe take over one of America’s two major political parties.”

The depiction of a Queens Kleagle strikes as far-fetched. The world of mullets, meth, and monster trucks seems as far removed from Trump Tower as one can imagine. But Clinton-Kaine seeks to strangely make it all stick. And hey, he fired Omarosa, didn’t he?

The chutzpah of the negative campaigning appears especially audacious when considering the history of the Democratic Party and, to a lesser extent, its standard bearer.

Hillary Clinton called Senator Robert Byrd not a racist but her “mentor.” From the beginning of the Carter presidency until the end of the Reagan administration, Hillary’s party looked to the former Ku Klux Klan Exalted Cyclops as its exalted leader in the United States Senate.

Hillary Clinton accepted the Margaret Sanger Award in 2009. “I admire Margaret Sanger enormously,” she told Planned Parenthood, “her courage, her tenacity, her vision.” But this vision included blaming Jews and Italians for causing “the multiplication of the unfit in this country,” judging “the Aboriginal Australian” the “lowest known species of the human family, just a step higher than the chimpanzee in brain development,” and using the n-word in private correspondence. If she sounds like an ideal speaker for a KKK rally in some barn, that’s because Sanger really once spoke at a KKK rally in some barn.

How to Sustain a False Police Shooting Crisis The facts are a mere inconvenience for progressives stoking racial conflict. By David French

It’s hard to recall a political movement built on more verifiable lies and misinformation than Black Lives Matter, which exists to advance that notion that America is in the midst of a race-motivated epidemic of police shootings. From “hands up, don’t shoot” to the extraordinary claim that it’s “open season” on young black men, America is awash in rhetoric and fury that is already proving to be deadly to police and deadly to black communities across the United States.

Even worse, the rhetoric persists in spite of the facts: Individual stories of police misconduct are often far more complex than activists portray, and the accumulated data shows that black men are not, in fact, facing a wave of racist police killings. For a summary of the available evidence, Heather Mac Donald’s video is outstanding:

Yet the narrative has been fixed. The crisis must be sustained, evidence be damned.

Vox has an interesting feature called a “card stack,” a site dedicated to a single issue, allowing you to quickly click through specific links and educate yourself. They created a card stack about police brutality — and it is a textbook example of how the sophisticated progressive looks at racial issues. This is how the Left sustains a false racial crisis:

Step One — Begin with the misleading use of statistics.

After some throat-clearing about how American police use force more than police in many other countries — conveniently ignoring the fact that we also have much higher rates of violent crime than those nations — Vox gets right to the heart of leftist thinking about race: “There are huge racial disparities in how U.S. police use force.” The proof for that statement? Black people are a mere 13 percent of the population but comprise a whopping 31 percent of all people killed by police.

Back to Campus, Where Due Process Is a Myth By Tom Knighton

Colleges are supposed to be places of learning. However, many argue they’ve become liberal indoctrination centers, dedicated to churning out legions of progressive zombies who can parrot the Democratic Party’s platform verbatim — yet can’t actually do anything useful to support themselves, or society.

Liberals, unsurprisingly, deny this.

However, there appears to be a movement afoot on college campuses that should alarm liberals, conservatives, and libertarians alike.

By now, most readers of this site are bound to be familiar with the persecution of men suspected of sexual assault on campuses throughout the nation. And yes, using “persecution” rather than “prosecution” is intentional. Prosecution implies they will be put through the unalienable rights-based American legal system. That isn’t true anymore.

As your kids head off to school, they should be aware that sexual assault isn’t the only situation where college officials now figure silly things like due process should be completely ignored:

The University of California-San Diego routinely hides the identity of witnesses that could help students accused of wrongdoing exonerate themselves, departing from its own rules on who is “relevant” to an investigation.

This policy, which has been applied against accused students for at least the past five years, was not publicly known until 11 months ago. A state appeals court fleshed out its existence in a due-process lawsuit against the school by a student who was found responsible for cheating and expelled.

That court struck down UCSD’s ruling against Jonathan Dorfman, saying it had no legal reason to withhold the identity of “Student X” — whose test answers Dorfman allegedly copied — from him.

The claim that Dorfman copied answers from “Student X” would assume the two sit near one another. However, without knowing the identity of the student, Dorfman can’t establish whether he was sitting near “Student X” on the day of the exam or not.

So how did they “prove” his guilt? CONTINUE AT SITE

There is no moral basis to oppose Trump By J. Marsolo

On August 19, 2016, Douglas Ernst, of The Washington Times, reported that William Bennett, former secretary of education and author of the Virtues books, declared that holier-than-thou so-called Republicans and conservatives should put the interests of our country above their “vanity” and “moral superiority.” Bennett said: “Donald Trumpdoes not need to speak to the ‘Never Trumpers,’ some of my friends – or maybe former friends – who suffer from a terrible case of moral superiority and put their own vanity and taste above the interest of the country,”

There are many articles and comments here at American Thinker and other websites setting forth the reasons why we should vote for Trump to defeat Hillary. A brief summary of the reasons is that Hillary is a lying crook who will be the third term of Obama. Obamacare will be here to stay, and a Hillary Supreme Court will weaken the Second Amendment by upholding state and local laws on owning and carrying firearms. The nanny state will grow with more regulations. There will be no wall on the southern border, and illegal immigration will continue. Further, Hillary will allow immigration of Syrian and other Middle Eastern “refugees” without proper vetting, which will increase terrorist attacks in our country.

Hillary’s past misdeeds are too much to recount, such as Whitewater and covering up Bill’s rape of Juanita Broaddrick and other sexual misconduct. Worse are the current email scandal, where she destroyed emails relating to her work as secretary of state, and her activities on behalf of the Clinton Foundation. But the absolute worst is her failure to provide the requested security at Benghazi and then compounding it by lying that the cause was a video. She lied to help Obama win the 2012 election and to maintain her political viability. And now she runs an ad attacking Trump for saying that Mrs. Khan had nothing to say while Mr. Khan attacked Trump at the Democrat convention. Hillary has no shame and no conscience, and she will do and say anything to make money and get power.

The NeverTrumpers act, as Bennett said, from “moral superiority.” They say it is only a choice of the lesser evil, and they cannot vote for evil. This is complete nonsense. There is nothing evil about Trump. You may not like some of his words and statements, but there is nothing evil about his conduct. Covering up a rape, using the office of secretary of state to make money, destroying the email evidence and lying about it, and lying to the mother of Sean Smith are evil. There is no moral equivalence between the conduct of Hillary and the words of Trump.

The NeverTrumpers do not act from “moral superiority” because there are not legitimate facts to support a claim that the choice between Hillary and Trump is a choice between two evils.

As Bennett says, if you care about the best interests and welfare of our country, then you have to vote for Trump to defeat Hillary. It is common sense based on the facts.

Hillary Clinton’s for-profit university problem by Drew Griffin, Curt Devine and Scott Zamost

Note from Dr. John A…..”Bill gets a cool $17.6 million (!!) merely for being an ‘inspiration’ (!!) to students at a for-profit university; university gets favourable treatment from the Administration while Hillary is Secretary of State..”
It’s got all the makings of a conspiracy theory.

After Hillary Clinton became secretary of state, Bill Clinton received $17.6 million in payments from a for-profit university. Since that time, another organization with a connection to that university received almost $90 million in grants from an agency that’s part of the State Department.

Critics of the Clintons have cried foul. But is there really something shady going on?

There is no shortage of connections between the Clintons and Laureate International Universities. Laureate is a for-profit university — the same kind Hillary Clinton has railed against for saddling students with huge debts.

“[Students] find little support once they actually enroll, or they graduate and discover that, when it comes to finding a job, their degree isn’t worth what they thought,” she told an audience last year.

Laureate has about one million students worldwide, mostly in Latin America, with five schools in the United States.

Laureate has faced investigations in Brazil over whether students were getting what they paid for, and in Chile concerning its for-profit status. U.S. students have complained the school failed to deliver on its promised degree programs.

In addition, three of the five schools Laureate operates in the United States are under what the U.S. Department of Education calls “heightened cash monitoring” because of potential problems with its “financial responsibility.” The school told CNN it disagrees with the government’s methodology.

The Clinton campaign told CNN that the candidate intends to hold for-profit colleges accountable.

“Hillary Clinton has made it clear that all for-profit institutions should be held to the same standards and she will crack down on law-breaking for-profits by expanding support for federal regulators to enforce laws against deceptive marketing, fraud, and other illegal practices.”