Years after the initial rollout of the Affordable Care Act, the American people, the health-care industry, and the courts still struggle to navigate the law. Its heavy regulations and new tax burdens have generated numerous consequences, many of which are harmful to patients and families. Although supporters point to the millions of newly insured under the law, the truth is, that as many as 90 percent of those are estimated to have enrolled into Medicaid, second-class coverage that, according to a 2014 Merritt Hawkins report, most doctors do not even accept.
Even worse, the government’s Department of Health and Human Services reported in December 2014 that 51 percent of doctors on official Medicaid state lists are not available to new beneficiaries. Meanwhile, millions of other families have lost their previous private insurance directly because of ACA decrees. For new private coverage, insurance premiums have continued to skyrocket. Most alarmingly, the premiums of what were low-cost high-deductible plans are accelerating faster than any other coverage after the passage of the ACA, directly countering the promise of more affordability when the bill was passed. Choice of doctors and hospitals through the government’s exchange-based coverage has also narrowed compared with pre-ACA individual market plans.